Intelligent and aggressive underwriting is the single most important factor in dictating the cost of insurance. We specialize in truly understanding the intricacies of the underwriting process. We leverage our high volume, personal relationships with senior underwriters and independence to obtain “exceptions” from the carriers, resulting in the most competitive offers for our clients with respect to pricing, coverage and health ratings.
Our success in underwriting is rooted in our long history and full comprehension of retention limits, the reinsurance process and the idiosyncrasies of the individual carriers. This high level of experience, combined with years of building and maintaining unparalleled relationships with the most senior underwriters, makes us a valuable partner in servicing the most discriminate clients.
The Gilbert Group is always promoting the insured’s best interest.
Life insurance policies have exclusions, limitations, and terms for keeping them in force. Contact an insurance profession for costs and complete details.