Policy Audit and Analysis

Policy Audits include:

  • Assessment of current coverage details and costs
  • Review of current insurer’s financial strength
  • Identification of guarantees, or lack thereof
  • Review of current ownership and beneficiary designations relative to goals
  • Identification of income, estate or gift tax issues with respect to current laws and future funding requirements
  • Projected future premium obligations and requirements

The value of a Policy Audit can be tremendous. We frequently identify:

  • Under or poorly-performing policies as compared to the current marketplace
  • Savings in annual premiums
  • Increased coverage for same premium outlay
  • Coverage with improved features/guarantees
  • Better products or product design relative to client’s goals and risk tolerance


Life insurance policies have exclusions, limitations, and terms for keeping them in force. Contact an insurance professional for costs and complete details.


CONTACT US: 310.858.1935