Optional Riders

Disfigurement Rider

When an entertainer is disfigured, they often lose their ability to secure work.  With the disfigurement rider the insurance policy provides benefits even if the entertainer is not disabled.

Residual Rider

In some cases, an illness or injury does not cause a total disability, but it can limit your ability to work which can lead to a decrease in income.  The optional Residual Rider will pay a monthly benefit if your income is reduced by at least 15% due to an accident or illness.  If income is reduced by at least 80%, then the full monthly benefit can be payable.

Cost of Living Adjustment Rider

Monthly benefits are a fixed amount, which over time, reduce due to inflation.  The Cost of Living Adjustment (COLA) Rider helps o set the losses due to inflation by increasing the monthly benefits.  On each anniversary, the monthly benefit amount will be adjusted based on the Consumer Price Index.  Benefits can increase up to 10% per year. 

Prime Flex Loan Adjustment Rider

Some loans are linked to variable interest rates which can make the monthly payment amounts fluctuate.  The Prime Flex Loan Adjustment Rider helps take care of this problem by allowing the monthly benefit to increase up to 120%.

Disfigurement Rider

When an entertainer is disfigured, they often lose their ability to secure work.  With the disfigurement rider the insurance policy provides benefits even if the entertainer is not disabled.

Residual Rider

In some cases, an illness or injury does not cause a total disability, but it can limit your ability to work which can lead to a decrease in income.  The optional Residual Rider will pay a monthly benefit if your income is reduced by at least 15% due to an accident or illness.  If income is reduced by at least 80%, then the full monthly benefit can be payable.

Cost of Living Adjustment Rider

Monthly benefits are a fixed amount, which over time, reduce due to inflation.  The Cost of Living Adjustment (COLA) Rider helps o set the losses due to inflation by increasing the monthly benefits.  On each anniversary, the monthly benefit amount will be adjusted based on the Consumer Price Index.  Benefits can increase up to 10% per year. 

Prime Flex Loan Adjustment Rider

Some loans are linked to variable interest rates which can make the monthly payment amounts fluctuate.  The Prime Flex Loan Adjustment Rider helps take care of this problem by allowing the monthly benefit to increase up to 120%.

CONTACT US: 310.858.1935