Business-Overhead-Expense Disability Insurance

Business Owners

The policy covers certain of the business’ expenses while the insured owner is disabled
The elimination period is 30-90 days, but benefits may be retroactive

Benefit periods are 12-24 months

Low cost to pay business expenses during owner’s disability

Coverage is available in addition to the insured owner’s disability income coverage

The insured owner’s salary, noncash expenses, new purchases, and perhaps unusual expenses are excluded expenses

The premiums are deductible and benefits are taxable as income

CONTACT US: 310.858.1935